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Terms of Service

Last updated: 20 July 2026

1. Acceptance of terms

By using this site, you agree to these Terms of Service. If you do not agree, please do not use the site.

2. General information only

Content on Switch&Settle is provided for general information only and is not personalised financial, legal, tax or migration advice. We are not a licensed financial adviser, and nothing on this site constitutes personal financial advice under Australia's Corporations Act. Consult a qualified professional before making financial decisions.

3. Accuracy of information

We make reasonable efforts to verify and keep recommendations current (see our Methodology page), but provider pricing, terms and offers can change without notice. Always confirm current terms directly with the provider before relying on information here.

4. Affiliate links & referral codes

Some links on this site are referral or affiliate links, and we may earn a commission from them (see our Affiliate Disclosure page). This does not add any cost to you.

5. Intellectual property

Unless otherwise noted, the text, design and original content on this site belong to Switch&Settle. Provider names and trademarks are the property of their respective owners.

6. Limitation of liability

To the maximum extent permitted by law, Switch&Settle is not liable for any loss or damage arising from your use of, or inability to use, this site, or from reliance on its content.

7. External links

This site links to third-party websites. We aren't responsible for the content, accuracy or practices of those sites.

8. Changes to these terms

We may revise these Terms of Service from time to time. Continued use of the site means you accept the revised terms.

9. Governing law

These Terms of Service are governed by the laws of Australia.

10. Contact us

If you have questions about these terms, please reach out via our Contact page.